Just like other modern terminals, you can connect Desk/5000 to other POS devices. Chase Payment Solutions is one of the many that offers it. You can purchase Ingenico Desk/5000 from Ingenico or other payment processors. Ingenico Desk/5000 from Chase Payment Solutions.A credit card machine using internet connection offers faster transaction speed. A phone connection also causes slower speeds. But make sure it's not interrupted by phone calls. You can go "old school" by choosing a dial-up machine that uses your phone line for connection. In order to send credit card information to the processor, credit card machines do need a phone/internet connection of some kind. Can process wide range of payment methods.Standard credit card terminals usually cost between $100 - $400 depending on the model and features offered. You can often set tipping options for your employees as well.ĭepending on your processor, other features may include tax calculations, sales discounts, inventory management, and customer engagement features. Modern ones should have the availability to read swipe, chip, and contactless cards.Īside from printing receipts, other countertop terminals let you send digital receipts to your customers. There are many different types of countertop terminals depending on your needs. You can use them as standalone devices or connect them to other equipment like a cash drawer and receipt printer. They're ideal for any kind of retail stores, restaurants, and service retailers that have a payment counter/desk. As such, you can't freely move it around the store. A countertop terminal sits on the counter and is physically wired to your internet or phone line. What's your next option? Countertop TerminalĪlso called standard terminal, this is the most common type of machine that you see in stores. Now, let's say you don't want to use your phone for processing payments. Standard: $49 + $14.95/mo comes with Clover Go reader, virtual terminal, Essentials plan, sales tracking and reporting, and inventory management.Starter: $49 comes with Clover Go reader, virtual terminal, and Payments plan. Card-not-present transactions: 3.5% + 10¢.It will also include transactions made with other Clover devices.Īfter taking payments, you can send digital receipts to your customers through email or text. The dashboard lets you get an overview of your transaction history, including open and pending ones. You can even set tax rates and fees right through your phone. Not only can you accept payments, but you can also set discounts and tips. The mobile reader syncs with your Clover Dashboard and other Clover devices. It uses a micro-USB for charging, but it can connect with your mobile devices through Bluetooth. Square Reader for Contactless and Chip: $49Ĭlover Go works with the Go app available for Android and iOS.The transaction rate is 2.6% + 10¢ for tap, dip, and swipe payments. Once your customers make payment, they can give you private feedback through digital receipts. But the EMV reader requires a connection. You can process payments in offline mode if you ever lose internet connection. You'll also get a free card reader just by signing up for a free account. Square readers work with the free Square POS app and is available for iOS and Android devices. Magstripe readers have 2 models one connects to a headset jack and another to a lightning connector. You can choose from magstripe or contactless and chip readers. Many processing companies, like Square, even offer a free card reader. They run from $10 for a simple swipe reader to $50 - $80 for a swipe, chip, and tap reader. Depending on your mobile reader, other POS management tools can also be integrated. But you can also print paper receipts using a wirelessly connected printer. Some processors let you send electronic receipts through email, text, or in-app. This is to limit the risks since they don't require a pin or verification. Some payments you can take include e-wallet payments, EMV chip cards, and magstripe payments.Ĭontactless payments typically have a maximum transaction limit. The mobile reader is partnered with a software app so you can capture and transmit payment details securely. You'll need cellular data, Wi-Fi, or hotspot. Mobile readers require an internet connection to process cards. All you need is your phone, and you can take payments anywhere on-the-go. This is an ideal solution for small mobile businesses, pop-up shops, and those who travel to their clients. It turns your smart device into a point of sale. Other times, you pair it through Bluetooth. Mobile Credit Card ReaderĪ mobile card reader is a small device that attaches to your smartphone or tablet typically through the earphone jack. We'll also share some examples to help you get started. First, we'll go over the different types of card machines, their common features, pros and cons, and cost.
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